Budget Journal

Bring peace and purpose to your finances with this Printable Budget Journal — designed for homemakers, families, and anyone who wants to feel more confident and in control of their money.

This gentle, easy-to-use journal helps you track what comes in, what goes out, and where you can save a little extra — all while keeping your home and heart in balance.

Inside, you’ll find:
Income Tracker — note where your money comes from and how it’s used
Fixed Expense Tracker — stay on top of monthly bills like rent, utilities, and internet
Variable Expense Tracker — keep a mindful eye on groceries, shopping, and family fun
Savings Tracker — set monthly goals and celebrate your progress
Debt Overview — gently guide yourself toward becoming debt-free
Yearly Summary — reflect on what worked, what changed, and what you’re proud of
$200 Emergency Fund Challenge — color a square each time you save $10
100-Day No-Spend Challenge — find contentment in what you already have

Why you’ll love it:
Simple and calming layout — no overwhelm, just clarity
Perfect for homemakers, stay-at-home parents, or anyone craving a peaceful approach to budgeting
Helps you build routines that support your home and your goals